Why Most Financial
Education Fails

Traditional financial education tells people what to do: budget this, save that, invest here. But it rarely addresses why people don't. At Phalanx Academy, we start with the psychology.

Our Money & YOU Concepts curriculum blends behavioral finance, financial psychology, and practical strategy to create lasting behavior change, not just better spreadsheets.

Eddie L. Stallworth Jr., CFEI

Eddie Stallworth founded Phalanx Financial Solutions Group LLC with a conviction that most people aren't failing financially because of a lack of discipline. They're failing because no one ever taught them the rules of the game.

With over two decades of experience across Guardian Insurance, New England Financial, MetLife, American Income Life, and AIG, Eddie has worked at the highest levels of financial strategy, with high-net-worth individuals, small-to-medium businesses, and corporate executives. At AIG, he specialized in tax-minimization strategies, wealth accumulation, education and retirement planning, conducting informational seminars and building enhanced financial strategies for business owners and executives.

His leadership philosophy centers on education, transparency, and protection-first planning, helping clients establish a stable financial foundation that supports better decisions throughout every stage of life. He emphasizes that financial outcomes are shaped not only by numbers, but by habits, decision-making patterns, and how people respond to risk, uncertainty, and long-term responsibility.

Under his guidance, Phalanx Financial operates with a focus on clarity over complexity and understanding over pressure. Today, through Phalanx Financial Solutions Group LLC and the Phalanx Financial Academy, Eddie and his team serve clients across Texas with a simple, non-negotiable philosophy: put the client's education first, and the right financial outcomes will follow.

Eddie L. Stallworth Jr.

Eddie Stallworth is the Founder and CEO of Phalanx Financial Solutions Group LLC, where he works with individuals, families, and business owners to make deliberate, long-term financial decisions rooted in protection, clarity, and personal responsibility.

With over two decades of experience across Guardian Insurance, New England Financial, MetLife, American Income Life, and AIG, Eddie brings deep expertise in executive benefits, tax-advantaged wealth strategies, and protection-first financial planning. At AIG, he specialized in strategies for high-net-worth individuals and business owners, developing enhanced financial strategies and conducting informational seminars on wealth accumulation and preservation.

His advisory style integrates risk management, retirement planning, and legacy considerations with a strong emphasis on behavioral factors that influence financial choices, especially during major life transitions such as career changes, business growth, and retirement planning. Known for his steady presence and direct communication style, Eddie prioritizes trust built through consistency and education.

Demetrea Sherrill

Demetrea Sherrill is the COO of Phalanx Financial and the heart of its community impact. Whether she's leading a workshop, mentoring clients, or sharing wisdom in everyday conversation, she's transforming communities, one family, one generation at a time.

A Detroit native who graduated summa cum laude from Mumford High School, Demetrea's roots run deep and so does her commitment to legacy. Since 2017, she has carved out her place in financial services, starting with credit repair, expanding into supplemental health and life insurance, and ultimately discovering her true passion: educating families and business owners on how to build and sustain wealth.

Her approach is simple but powerful: shift your mindset from an "if/or" to a "both/and" perspective, and recognize that wealth is built through knowledge, strategy, belief, and most importantly, action. She empowers others to understand that financial security isn't reserved for the few. It's available to all who are willing to learn and apply the right tools.

From foundational money management to building generational wealth, Demetrea equips families, business owners, and entrepreneurs with tailored strategies that match their goals and lifestyles. Her mission is bigger than individual success. She's in the business of changing financial lineages.

Everything We Do, We Believe in
Challenging the Status Quo.

Most financial firms are guided by product quotas, proprietary investment menus, and sales incentives. At Phalanx, there are none of those. We are an independent firm with Attorneys, CPAs, and other professionals we work with to provide holistic and unbiased advice.

We believe that thinking differently about insurance, about money psychology, about the financial education gap. It is not just better for clients. It's the only approach that actually works long-term.

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